Embryo Insurance.

Contents of this page

Extent of your coverage.

This policy provides cover for damage as stated in the policy until the 7th day after the birth:

  • Rejection of the embryo by the mare
  • Stillbirth or deformity at birth
  • Death, emergency slaughter and/or permanent incapacity as a result of illness, accident or lameness

The Embryo Insurance can be requested from 45 days after the transplantation date.

We also have the option of insuring the transplantation costs and/or the surrogate mare. The surrogate mare is then insured on the basis of the Hippo 1 star cover.

Compensation for damages.

  • The compensation amounts to 85% of the insured value of the embryo.
  • The compensation amouts to 100% of the insured value of the surrogate mare. (optional)

In the case of twins, no compensation will be paid if one of the two foals is born dead or deformed or becomes permanently incapacitated in the first six days after the birth and/or dies.

If, at commencement of the policy, no recent pregnancy certificate has been issued by your veterinarian based on the physical examination of your mare, we will not make any payment in the event that your mare is not pregnant. Please read the terms and conditions of our Embryo Insurance for a full description of the cover.


  • The premium for this insurance is 12% of the insured value of your embryo.
  • You pay a single premium for the entire term of this policy.

When the insured value is over the € 12.500,- the premium is on request, contact one of our specialist.

Request insurance.

To apply for this insurance you need:

  • a fully completed and signed Embryo Insurance Application Form
  • for insured mares: a recent pregnancy statement
  • for mares not (yet) insured: a health declaration (max. 6 weeks old) and a recent pregnancy declaration

Additional options.

  • If you want to continue to insure the foal after birth, you can transfer this policy based on the notification of birth.

Conditions & insurance card.

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