Hippo .

Contents of this page

Extent of your coverage.

This policy provides cover for damage caused by:

  • death or emergency slaughter as a direct result of an acute illness or accident
  • death or emergency slaughter as a direct result of the castration of a 1- or 2-year-old stallion with normally developed genitalia
  • permanent incapacity as a direct result of an accident
  • permanent incapacity as a direct result of an illness
  • permanent incapacity as a direct result of lameness
  • permanent infertility of the mare after premature birth or rejection of a foal as a direct result of illness or accident

Compensation for damages.

We pay the following compensation:

  • 100% of the insured value in the event of death, or emergency slaughter, or cremation as a result of an acute illness, accident or the castration of a 1- or 2-year-old stallion
  • 90% of the insured value in the event of permanent incapacity due to accident, illness, lameness or permanent infertility

Premium.

The premium is calculated as a percentage of the insured value of your horse.

The table below shows the annual premiums, excluding costs and insurance tax. Use our calculation tool to work out your individual premium.

Horse type Percentage
horse / pony up to and including € 2.000,- 7.00%
€ 2.001,- up to and including € 4.000,- 8.00%
€ 4.001,- up to and including € 6.000,- 8.50%
€ 6.001,- up to and including € 8.000,- 9.00%
€ 8.001,- up to and including € 10.000,- 9.50%
€ 10.001-, up to and including € 50.000,- 10.00%
insured value above € 50.000,- On request

From the year in which the horse reaches the age of 16, a premium surcharge of 1% per year applies. The minimum premium is € 50 per year. If the insured value exceeds € 50,000 (€ 8,500 for draught horses) we offer a premium rate on request. Request a quotation here.

Request insurance.

Applications for this insurance policy require:

  • for insured values up to € 5,000, a fully completed and signed application form and clinical examination
  • for insured values from € 5,001 through € 50,000, a fully completed and signed application form and a clinical examination with a full set of X-rays
  • for insured values from € 50,000, acceptance requirements on request

Conditions & insurance card.

Additional options.

(Not for trotters / racehorses)